When it comes to re-mortgaging there are so many mortgages to choose from which can lead to confusion. It is essential that you get the best available re-mortgage deal. We are able to access the entire marketplace and compare the benefits of hundreds of different mortgage products from a vast range of lenders, we can tailor a re-mortgage deal that will specifically meet your needs and requirements. We are able to offer you high quality and whole of market re-mortgage advice, which enables you to choose the best option for your needs.
People re-mortgage for a number of reasons, but the most common reason is to save money. For example, approximately 6-8 weeks before your fixed rate mortgage comes to an end we advise you to start looking for a re-mortgage deal in order to avoid paying more on your mortgage. Another popular reason for re-mortgaging is in order to consolidate debts (please be aware that when consolidating debts the funds will be repaid over the term of the mortgage, therefore the overall cost of repaying the loan is likely to be higher as the term of the loan is longer), for example it may be possible to take out a mortgage for a larger amount than the current mortgage, therefore allowing you to clear existing debt.
If you're looking for a fixed rate mortgage for your residential property or perhaps discounted rate residential mortgages are more appropriate for you then we can make sure we find the perfect mortgage to suit your circumstances. It's also important to think of your mortgage protection cover. We also provide large loans or perhaps you are thinking of Let to Buy - we can help. Why not take a look at our Buy to Let mortgages page and see what else we can offer.
To discuss your requirements call us on 0800 3893796 or 01483 419288. Alternatively request a call from us by completing our contact form.
The simple answer is no. There are re-mortgage options which come with no:-
● Application or Booking Fee.
● No House Valuation Fee.
● Conveyancing charge for Transferring your Property.
It is always important that any Fee's that are charged by the Lender or Broker are included in the overall cost calculation before a decision is made on the best option for you.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
Your Choice Mortgage Services are Whole of Market Brokers. The Lenders detailed below represent a selection of the Lenders we have access too.