Mortgages

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Whether you are buying for the first time, considering a re-mortgage or an investment purchase, our aim is to save you time and find the most suitable deal for you with the minimum amount of hassle.



First Time Buyers

For our First Time Buyers we provide advice on the most suitable deal in plain English, guiding you through the mortgage maze. Read More



Re-mortgaging

If you have a mortgage you may be paying more than you need too. A regular review of how your mortgage compares may result in significant savings by re-mortgaging to a different lender. Read More



Moving House

If you are moving home, we aim to find you a better mortgage deal than your existing one by looking for the best option based on your new circumstances. Read More



Buy to Let

Are you looking for your first buy-to-let property? Do you have an existing property portfolio? Are you looking to Let out your current Residential Property? Read More



A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE MOST FORMS OF BUY-TO-LET MORTGAGE.

How Much can I Borrow?

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Each Lender has their own unique way of deciding what applicants can afford to borrow. We feel that is it is far more logical for you to decide how much you can afford to comfortably pay each month and then to see how much you can borrow based on that figure. The calculator to the side will give you an idea of what your monthly repayments could be based on a typical repayment mortgage using a daily interest calculation.


This information does not contain all of the detail you would need to choose a mortgage. Make sure your read your individual Key Facts Illustration (KFI) plus or the new European Standardised Information Sheet (ESIS) before your make a decision. A KFI plus or ESIS gives you tailored information, based on a particular mortgage the level of lending you require, which is important to help you make your decision. This includes associated rates and fees, the overall cost of the mortgage and your monthly repayments.

Lenders

We offer a comprehensive range of mortgage products from across the market. We offer both first and second charge mortgage, but not deals that you can only obtain by going direct to a lender. The Lenders detailed below represent a selection of the Lenders we have access to.



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Mortgage Calculator

Required Loan amount: ( Use "." for Decimals )


Loan Period in Years:

Annual Interest % rate:

Monthly repayments in Pounds:

Total to be re-paid in Pounds:





PLEASE NOTE THIS DOES NOT CONSTITUTE MORTGAGE ADVICE AND THE FIGURES SHOWN ARE PURELY A GUIDE. THE ACTUAL RATE AVAILABLE WILL DEPEND UPON YOUR CIRCUMSTANCES. PLEASE ASK FOR A KFI PLUS / ESIS.


The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

We do not charge Advice or Brokerage Fees.

 
 Your Choice Mortgage Services Ltd is an appointed representative of TenetLime Limited, which is authorised and regulated by the Financial Conduct Authority. TenetLime Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 311266.


Registered Office: The Old Barn, The Bridge, Lower Eashing, Godalming, Surrey GU7 2QF.
Your Choice Mortgage Services ltd. Registered in England and Wales under reference 4548433


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Your Choice Mortgage Services has been helping people in the Surrey area with their mortgage needs for over a Decade. As we are Whole of Market Mortgage Brokers we are able to provide low cost solutions to many situations that conventional Brokers cannot. We offer a range of Money Saving Services to help our clients keep as much of their money as possible for pleasure. Your Choice Mortgage Services does not charge Advice or Brokerage Fee's to new or existing clients under any circumstances.