First Time Buyers


If you are a first time buyer then look no further for your mortgage.

We understand how daunting buying a house for the first time can be, and as a result we offer a leading first time buyer mortgage advice service and fantastic mortgage rates. We ease the stresses of being a first time buyer!

The world of mortgages can be somewhat confusing with so many different terms being used such as First Buy Scheme, fixed rate, tracker rate, Bank of England Base Rate, Lenders LIBOR, the list is seemingly endless! We can help you understand everything you need to, simply call us on

0800 3893796 or 01483 419288

and we will be pleased to provide help with no obligation to proceed. We are committed to helping first time buyers make informed home-buying decisions.

To make the home-buying experience even easier you with deal with one person who will get to know your mortgage needs and requirements. When you phone us they will know exactly who you are, and what is going on with your mortgage case. So you can rest assured that your mortgage handling is in safe hands.

To get started, use our simple mortgage calculator as this will give you a basic insight in to how much you will be able to afford to borrow. We can also arrange very competitive house insurance and life insurance cover, so the whole process of buying a house is made and as stress free as possible.

To discuss your requirements call us on 0800 3893796 or 01483 419288. Alternatively request a call from us by completing our contact form.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

How Much can I Borrow?


Each Lender has their own unique way of deciding what applicants can afford to borrow. We feel that is it is far more logical for you to decide how much you can afford to comfortably pay each month and then to see how much you can borrow based on that figure. The calculator to the side will give you an idea of what your monthly repayments could be based on a typical repayment mortgage using a daily interest calculation.



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Mortgage Calculator

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The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

We do not charge Advice or Brokerage Fees.

 Your Choice Mortgage Services Ltd is an appointed representative of TenetLime Limited, which is authorised and regulated by the Financial Conduct Authority. TenetLime Limited is entered on the Financial Services Register ( under reference 311266.

Registered Office: The Old Barn, The Bridge, Lower Eashing, Godalming, Surrey GU7 2QF.
Your Choice Mortgage Services ltd. Registered in England and Wales under reference 4548433

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